Category Archives: Responsible borrowing

What You Need Before Getting a Business Loan

Business loans can prove to be a very effective way in addressing your business needs. May it be for growing your business, expanding your market, or increasing your inventory, a business loan can help you get the job done. But like other loans, a business loan can bring your business down if not properly planned and managed for. Without proper… Read more »

What You Need Before Getting a Personal Loan

With all the loans, one of the easiest loan to get is a personal loan. A personal loan may be both secured and unsecured but often it comes as the latter. When making a personal loan, careful planning is needed and identifying how it will affect your future income and expenses is very critical. Getting a significant amount of personal… Read more »

What is Consumer Credit and its Importance?

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We often hear the term consumer credit but do we really know what it means? Does it really have any importance in my daily life? Well the answer to the second question is yes. But first let’s address the first question. Consumer credit is the debt that is taken by individuals where the proceeds are used immediately. The funds of… Read more »

What To Do When You are Ready to Get a Credit Card?

Having a credit card helps in providing convenience for individuals and businesses in buying and purchasing goods or services. It also provides business organizations ease of monitoring the expenses of its employees without having the need to put out a great amount of cash. But when we have evaluated and identified that we truly need a card, what do we… Read more »